Stop managing a health plan. Start setting a budget.

Group insurance forces you to pick one plan for everyone — even though no two employees use care the same way.

Stack replaces that model with a predictable monthly allowance. Employees choose their own coverage, often gaining 10–30% more purchasing power because they’re no longer confined to a single group contract.

How ICHRA works

1

You set a budget

Pick what works for your business

2

Employees choose their plan

Real options, not one-size-fits-none

3

We handle everything else

Compliance, reimbursements, paperwork. Done.

Save 100+ hours a year in admin work
Licensed benefit experts and tools to guide your team
Auto-pay for premium reimbursements