Stop managing a health plan. Start setting a budget.
Group insurance forces you to pick one plan for everyone — even though no two employees use care the same way.
Stack replaces that model with a predictable monthly allowance. Employees choose their own coverage, often gaining 10–30% more purchasing power because they’re no longer confined to a single group contract.
How ICHRA works
1
You set a budget
Pick what works for your business
2
Employees choose their plan
Real options, not one-size-fits-none
3
We handle everything else
Compliance, reimbursements, paperwork. Done.
Save 100+ hours a year in admin work
Licensed benefit experts and tools to guide your team
Auto-pay for premium reimbursements